Smarter Strategies for Lower Health Care Costs.
Protect Your Bottom Line Without Compromising Care
Rising health care costs can feel inevitable—but with the right strategies in place, they don’t have to be. Blue Water Benefit Administrators delivers cost management solutions designed to keep your plans sustainable and your employees supported. From pharmacy savings to risk mitigation, we help you control spending without cutting corners. Our proven methods and trusted partners ensure you get the most from every dollar.
Stop Loss Coverage with Blue Water Underwriting
We have our own underwriting and actuary office to ensure that your company is protected.
Prescription Benefit Management
We work with your preferred PBM or help you choose a prescription drug program that offers flexible design, specialty drug savings, competitive pricing, and broad pharmacy access.
Reference-Based Pricing
Improve cost transparency and reduce claims expenses with pricing models based on actual provider costs—not inflated charges.
Expedited Onboarding
Accelerate the setup process with streamlined implementation and dedicated support, so your plan is up and running—fast.
Request a Custom Quote.
Discover how our technology can enhance your benefits experience and streamline administration from day one.